The Social Security Administration (SSA) is set to issue a second round of February payments this coming Monday. This includes distributions for retirees, survivors, and recipients of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
While some beneficiaries already received an early payment on Friday, January 31, the SSA will continue its distribution of payments on Monday, February 3, with average payments of about $2,000. Let’s take a closer look at the details of this payment and who qualifies.
What Is the Average Social Security Payment Each Month?
Thanks to the 2025 cost-of-living adjustment (COLA), there has been a 2.5% increase in Social Security benefits for this year. This means:
- The average monthly payment for retired workers has risen from $1,927 to $1,976.
- Disability benefits have increased from an average of $1,542 to $1,580.
Additionally, the maximum federal monthly SSI payments are now:
- $967 for an eligible individual
- $1,450 for an eligible couple
- $484 for an essential person (a caregiver or dependent who qualifies for additional assistance)
Even though not directly linked to the COLA increase, the maximum Social Security retirement benefits for 2025 are as follows, depending on the age at which you start receiving benefits:
| Age | Maximum Monthly Benefit |
|---|---|
| Age 62 | Up to $2,831 |
| Age 65 | Up to $3,374 |
| Age 66 | Up to $3,795 |
| Age 67 | Up to $4,043 |
| Age 70 or older | Up to $5,108 |
The amount you receive depends on your earnings history and the age at which you begin claiming benefits.
Who Will Receive the $2,000 Social Security Payment on February 3?
The SSA started issuing February payments on Friday, January 31, for SSI recipients. Since February 1 falls on a Saturday, the payments were processed a day early.
However, another batch of payments will be sent on Monday, February 3. This includes people who started receiving benefits before May 1997.
Other beneficiaries will receive their payments on Wednesdays throughout February, based on their birth dates. Additionally, at the end of the month, March’s SSI payments will be issued in advance.
Full Social Security Payment Schedule for February 2025
Here’s a breakdown of the payment schedule for February:
| Date | Beneficiaries |
|---|---|
| Monday, February 3 | Recipients who began receiving payments before May 1997 |
| Wednesday, February 12 | Beneficiaries born between the 1st and 10th of the month |
| Wednesday, February 19 | Beneficiaries born between the 11th and 20th of the month |
| Wednesday, February 26 | Beneficiaries born between the 21st and 31st of the month |
| Friday, February 28 | SSI beneficiaries (March payment issued early) |
What to Do If Your Payment Is Delayed
If you’re expecting a Social Security or SSI payment and it hasn’t arrived by the scheduled date, the SSA recommends waiting at least three business days before reaching out. Typically, payments are directly deposited into bank accounts. However, if you receive your payment via mail, delivery times may vary.
For more information, you can visit the official Social Security Administration website or check your My Social Security account for updates on your payment status.
The Social Security Administration is ensuring timely distribution of benefits for February with $2,000 payments set for Monday, February 3. Thanks to a 2.5% COLA increase, recipients will enjoy higher payments this year.
Make sure to check the payment schedule for the exact dates, and if your payment is delayed, allow a few business days before reaching out. Always stay updated through your My Social Security account for the most accurate payment status.
FAQ
How much will Social Security increase in 2025?
Social Security benefits will increase by 2.5% in 2025 due to the cost-of-living adjustment (COLA).
When will I receive my February Social Security payment?
The exact date depends on your birth date. Payments will be issued on Wednesdays throughout February based on the 1st-10th, 11th-20th, and 21st-31st of the month. Payments for those who started benefits before May 1997 will be issued on February 3.
What should I do if my Social Security payment is delayed?
If your payment is delayed, wait for at least three business days before contacting the SSA. Payments are usually deposited directly, but delivery via mail may take longer.
